Lower your rate and payment with a streamlined process made just for VA-backed homes.
Less paperwork, less hassle. Faster process, faster approval. Lower your monthly payment with a Lower VA Streamline. It's called an IRRRL (Interest Rate Reduction Refinancing Loan) and we help Veterans refinance with them every day.Talk to us
We work with the US Dept of Veterans Affairs IRRRL Loan Program to get you a great deal and a simple experience.
Less paperwork than a traditional refinance, and faster closing times, too.
Seeing if you qualify is super easy and
won't damage your credit.
Limited time only. Refinance once with Lower.com, then pay no lending fees on future refinances, for life.*
With a VA Streamline Refinance from Lower, you
can pay less per month or less interest over the
life of your loan. It's a super simple process and
we'll walk you through your best options.
I am a three-time returning customer and things just keep getting better. As a disabled veteran and retired professor [my loan advisor] treated me with absolute dignity and respect.
[My loan advisor] always contacted us back day or night to answer the questions. Overall, a 5+++ rating if one could be given.
Thank you to Lower.com for having such a talented, courteous and professional [loan advisor] assisting Veterans like myself.
Owen was the best loan officer I’ve ever worked with! I’ll gladly refer anyone I know to use his expertise [for their] lending needs.
The process went quicker than I expected and Logan was up to date on all steps of the process. I would recommend him to anyone buying or refinancing.
This is not my first refinance. Geza Rakoczi was extremely professional and went above and beyond to make sure our refi went smoothly and got it done!
I recently refinanced my primary residence and took out a HELOC through Lower. Throughout the entire process Scott kept me informed with updates, was extremely responsive and very professional.
Jared did an amazing job consolidating all of our debt and putting us into a great loan! I highly recommend working with him. He was always available when I had questions.
— 4,100+ customer reviews
— 98.6% customer satisfaction