Lower your rate and payment with a streamlined process made just for VA-backed homes.
Annual Savings.*
Less paperwork, less hassle. Faster process, faster approval. Lower your monthly payment with a Lower VA Streamline. It's called an IRRRL (Interest Rate Reduction Refinancing Loan) and we help Veterans refinance with them every day.
Talk to usWe work with the US Dept of Veterans Affairs IRRRL Loan Program to get you a great deal and a simple experience.
Less paperwork than a traditional refinance, and faster closing times, too.
Seeing if you qualify is super easy and
won't damage your credit.
Limited time only. Refinance once with Lower.com, then pay no lending fees on future refinances, for life.*
With a VA Streamline Refinance from Lower, you
can pay less per month or less interest over the
life of your loan. It's a super simple process and
we'll walk you through your best options.