%
Refinancing pays off.
Calculate your annual savings.
Pay off more high-interest debt. Make more home renovations. All with the Lower™ Home Equity Line of Credit.
Lower® Refi Rates*
3.540% Apply NowCustomize yours.
2400.00
Annual Savings.*
$
Say hello
to cashflow.
Lower monthly payments and lower interest rates. So you have more money in your pocket every month. That's how we do Lower.
Talk to us How It Works-
No-Risk Soft Credit Pull
Seeing if you qualify is super easy and won’t effect your credit.
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Lower Everything
Lower rates, lower fees, lower payments, We've made it easy for you to save more.
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No-Cost Call
See if refinancing is worth it for you. Just give us a call. It’s the right price: free.
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Free Refi for Life
Limited time only. Refinance once with Lower.com, then pay no lending fees on future refinances, for life.*
Lower your rate or change your term.
Pay less per month, or pay less interest over the life of your loan, or do both! You can even access equity to pay off high-interest debt like credit cards. We’ll walk you through your best options.