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Up to 95% LTV with a HELOC Combo
Calculate your available funds.
Pay off more high-interest debt. Make more home renovations. All with the Lower™ Home Equity Line of Credit.
Heloc Combo Rates*
5.240%95% LTV*
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Available to you.
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Say hello
to cashflow.
Lower monthly payments and lower interest rates make paying off your debt or renovating your home actually possible. (That’s how we do Lower.)
Apply Now How It Works-
No-Risk Soft Credit Pull
Seeing if you qualify is super easy and won’t damage your credit.
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Interest Only
A lower monthly payment so you can use that extra cash to get to a better place.
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Borrow up to $350k
Access as much of your equity as possible—up to $350k with Lower®.
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Free Refi for Life
Limited time only. Get a Lower® HELOC, then pay no lending fees on future refinances, for life.*
Get the most out of your equity.
Access more equity to pay off more debt. By unlocking up to 95% of your home’s equity, you can pay off more debt than other lenders only offering up to 80%.
Borrow more.
$62,500 | 95% LTV
$25,000 | 80% LTV